diff --git a/src/languages/de.ts b/src/languages/de.ts
index 108a5d30b9ef5..fdcfea72c421e 100644
--- a/src/languages/de.ts
+++ b/src/languages/de.ts
@@ -843,6 +843,10 @@ const translations: TranslationDeepObject<typeof en> = {
         emoji: 'Emoji',
         collapse: 'Einklappen',
         expand: 'Erweitern',
+        askConciergeToCreate: 'Bitten Sie Concierge AI, eine Ausgabe zu erstellen ...',
+        askConciergeToUpdate: 'Bitte Concierge AI bitten, eine Ausgabe zu aktualisieren...',
+        askConciergeToCorrect: 'Bitten Sie Concierge AI, eine Ausgabe zu korrigieren...',
+        addColleagueWithMention: 'Füge eine:n Kolleg:in mit einer „@“-Erwähnung hinzu …',
     },
     reportActionContextMenu: {
         copyMessage: 'Nachricht kopieren',
diff --git a/src/languages/en.ts b/src/languages/en.ts
index 3de61f20b9c13..74e81f887ac65 100755
--- a/src/languages/en.ts
+++ b/src/languages/en.ts
@@ -822,6 +822,10 @@ const translations = {
         addAttachment: 'Add attachment',
         writeSomething: 'Write something...',
         blockedFromConcierge: 'Communication is barred',
+        askConciergeToCreate: 'Ask Concierge AI to create an expense...',
+        askConciergeToUpdate: 'Ask Concierge AI to update an expense...',
+        askConciergeToCorrect: 'Ask Concierge AI to correct an expense...',
+        addColleagueWithMention: 'Add a colleague with an "@" mention...',
         fileUploadFailed: 'Upload failed. File is not supported.',
         localTime: ({user, time}: LocalTimeParams) => `It's ${time} for ${user}`,
         edited: '(edited)',
diff --git a/src/languages/es.ts b/src/languages/es.ts
index 1cd7819266187..1364da4925b8b 100644
--- a/src/languages/es.ts
+++ b/src/languages/es.ts
@@ -554,6 +554,10 @@ const translations: TranslationDeepObject<typeof en> = {
         emoji: 'Emoji',
         collapse: 'Colapsar',
         expand: 'Expandir',
+        askConciergeToCreate: 'Pídele a Concierge AI que cree un gasto...',
+        askConciergeToUpdate: 'Pídele a Concierge AI que actualice un gasto...',
+        askConciergeToCorrect: 'Pídele a Concierge AI que corrija un gasto...',
+        addColleagueWithMention: 'Añade a un colega con una mención "@"...',
     },
     reportActionContextMenu: {
         copyMessage: 'Copiar mensaje',
diff --git a/src/languages/fr.ts b/src/languages/fr.ts
index 4fd2a793de579..7cdd77cddd406 100644
--- a/src/languages/fr.ts
+++ b/src/languages/fr.ts
@@ -845,6 +845,10 @@ const translations: TranslationDeepObject<typeof en> = {
         emoji: 'Emoji',
         collapse: 'Réduire',
         expand: 'Développer',
+        askConciergeToCreate: 'Demander à Concierge AI de créer une dépense...',
+        askConciergeToUpdate: 'Demander à Concierge AI de mettre à jour une dépense...',
+        askConciergeToCorrect: 'Demander à Concierge AI de corriger une dépense...',
+        addColleagueWithMention: 'Ajoutez un collègue avec une mention « @ »...',
     },
     reportActionContextMenu: {
         copyMessage: 'Copier le message',
diff --git a/src/languages/it.ts b/src/languages/it.ts
index 0ca2e9bcd8035..2dced72d4c38a 100644
--- a/src/languages/it.ts
+++ b/src/languages/it.ts
@@ -843,6 +843,10 @@ const translations: TranslationDeepObject<typeof en> = {
         emoji: 'Emoji',
         collapse: 'Comprimi',
         expand: 'Espandi',
+        askConciergeToCreate: 'Chiedi a Concierge AI di creare una spesa...',
+        askConciergeToUpdate: 'Chiedi a Concierge AI di aggiornare una spesa...',
+        askConciergeToCorrect: 'Chiedi a Concierge AI di correggere una spesa...',
+        addColleagueWithMention: 'Aggiungi un collega con una menzione "@"...',
     },
     reportActionContextMenu: {
         copyMessage: 'Copia messaggio',
diff --git a/src/languages/ja.ts b/src/languages/ja.ts
index 4fa292b0406ef..67750f0537ef9 100644
--- a/src/languages/ja.ts
+++ b/src/languages/ja.ts
@@ -841,6 +841,10 @@ const translations: TranslationDeepObject<typeof en> = {
         emoji: '絵文字',
         collapse: '折りたたむ',
         expand: '展開',
+        askConciergeToCreate: 'Concierge AI に経費を作成するよう依頼…',
+        askConciergeToUpdate: 'Concierge AI に経費の更新を依頼する…',
+        askConciergeToCorrect: 'Concierge AI に経費の修正を依頼する…',
+        addColleagueWithMention: '「@」メンションで同僚を追加…',
     },
     reportActionContextMenu: {
         copyMessage: 'メッセージをコピー',
diff --git a/src/languages/nl.ts b/src/languages/nl.ts
index e097d4979976f..f9c19eada97e6 100644
--- a/src/languages/nl.ts
+++ b/src/languages/nl.ts
@@ -843,6 +843,10 @@ const translations: TranslationDeepObject<typeof en> = {
         emoji: 'Emoji',
         collapse: 'Samenvouwen',
         expand: 'Uitvouwen',
+        askConciergeToCreate: 'Vraag Concierge AI om een uitgave aan te maken...',
+        askConciergeToUpdate: 'Vraag Concierge AI om een uitgave bij te werken...',
+        askConciergeToCorrect: 'Vraag Concierge AI om een uitgave te corrigeren...',
+        addColleagueWithMention: 'Voeg een collega toe met een “@”-vermelding...',
     },
     reportActionContextMenu: {
         copyMessage: 'Bericht kopiëren',
diff --git a/src/languages/pl.ts b/src/languages/pl.ts
index e8070caffacba..f6552fc10cd7a 100644
--- a/src/languages/pl.ts
+++ b/src/languages/pl.ts
@@ -842,6 +842,10 @@ const translations: TranslationDeepObject<typeof en> = {
         emoji: 'Emoji',
         collapse: 'Zwiń',
         expand: 'Rozwiń',
+        askConciergeToCreate: 'Poproś Concierge AI o utworzenie wydatku…',
+        askConciergeToUpdate: 'Poproś Concierge AI o zaktualizowanie wydatku...',
+        askConciergeToCorrect: 'Poproś Concierge AI o skorygowanie wydatku...',
+        addColleagueWithMention: 'Dodaj współpracownika, wspominając go za pomocą „@”…',
     },
     reportActionContextMenu: {
         copyMessage: 'Kopiuj wiadomość',
diff --git a/src/languages/pt-BR.ts b/src/languages/pt-BR.ts
index 288a27422dd01..94bac6bbd35d1 100644
--- a/src/languages/pt-BR.ts
+++ b/src/languages/pt-BR.ts
@@ -842,6 +842,10 @@ const translations: TranslationDeepObject<typeof en> = {
         emoji: 'Emoji',
         collapse: 'Recolher',
         expand: 'Expandir',
+        askConciergeToCreate: 'Peça para o Concierge AI criar uma despesa...',
+        askConciergeToUpdate: 'Peça ao Concierge AI para atualizar uma despesa...',
+        askConciergeToCorrect: 'Peça à Concierge AI para corrigir uma despesa...',
+        addColleagueWithMention: 'Adicione um colega com uma menção "@"...',
     },
     reportActionContextMenu: {
         copyMessage: 'Copiar mensagem',
diff --git a/src/languages/zh-hans.ts b/src/languages/zh-hans.ts
index d274911e3f15b..3b426ad4da1fa 100644
--- a/src/languages/zh-hans.ts
+++ b/src/languages/zh-hans.ts
@@ -836,6 +836,10 @@ const translations: TranslationDeepObject<typeof en> = {
         emoji: '表情符号',
         collapse: '折叠',
         expand: '展开',
+        askConciergeToCreate: '让 Concierge AI 创建一笔报销…',
+        askConciergeToUpdate: '让 Concierge AI 更新一笔报销…',
+        askConciergeToCorrect: '让 Concierge AI 更正一笔报销…',
+        addColleagueWithMention: '使用“@”提及来添加同事…',
     },
     reportActionContextMenu: {
         copyMessage: '复制消息',
diff --git a/src/pages/home/report/ReportActionCompose/ReportActionCompose.tsx b/src/pages/home/report/ReportActionCompose/ReportActionCompose.tsx
index 113198869b8e6..d04a33b53f7a6 100644
--- a/src/pages/home/report/ReportActionCompose/ReportActionCompose.tsx
+++ b/src/pages/home/report/ReportActionCompose/ReportActionCompose.tsx
@@ -13,6 +13,7 @@ import DualDropZone from '@components/DropZone/DualDropZone';
 import EmojiPickerButton from '@components/EmojiPicker/EmojiPickerButton';
 import ExceededCommentLength from '@components/ExceededCommentLength';
 import ImportedStateIndicator from '@components/ImportedStateIndicator';
+import type {LocalizedTranslate} from '@components/LocaleContextProvider';
 import type {Mention} from '@components/MentionSuggestions';
 import OfflineIndicator from '@components/OfflineIndicator';
 import OfflineWithFeedback from '@components/OfflineWithFeedback';
@@ -52,6 +53,7 @@ import {
     isConciergeChatReport,
     isGroupChat,
     isInvoiceReport,
+    isMoneyRequestReport,
     isReportApproved,
     isReportTransactionThread,
     isSettled,
@@ -124,6 +126,24 @@ const shouldFocusInputOnScreenFocus = canFocusInputOnScreenFocus();
 
 const willBlurTextInputOnTapOutside = willBlurTextInputOnTapOutsideFunc();
 
+/**
+ * List of AI-aware placeholder translation keys for expense threads
+ */
+const AI_PLACEHOLDER_KEYS = [
+    'reportActionCompose.askConciergeToCreate',
+    'reportActionCompose.askConciergeToUpdate',
+    'reportActionCompose.askConciergeToCorrect',
+    'reportActionCompose.addColleagueWithMention',
+] as const;
+
+/**
+ * Returns a random AI-aware placeholder for expense threads
+ */
+function getRandomPlaceholder(translate: LocalizedTranslate): string {
+    const randomIndex = Math.floor(Math.random() * AI_PLACEHOLDER_KEYS.length);
+    return translate(AI_PLACEHOLDER_KEYS[randomIndex]);
+}
+
 // eslint-disable-next-line import/no-mutable-exports
 let onSubmitAction = noop;
 
@@ -251,13 +271,23 @@ function ReportActionCompose({
         return !isRoomOrGroupChat && (canModifyReceipt || hasMoneyRequestOptions) && !isInvoiceReport(report);
     }, [shouldAddOrReplaceReceipt, report, reportParticipantIDs, policy, isReportArchived, isRestrictedToPreferredPolicy]);
 
+    // Check if this is an expense-related report (IOU, expense report, or transaction thread)
+    const isExpenseRelatedReport = useMemo(() => isTransactionThreadView || isMoneyRequestReport(report), [isTransactionThreadView, report]);
+
     // Placeholder to display in the chat input.
     const inputPlaceholder = useMemo(() => {
         if (includesConcierge && userBlockedFromConcierge) {
             return translate('reportActionCompose.blockedFromConcierge');
         }
+
+        // Show AI-aware placeholder for expense-related reports where user can write
+        // to encourage using Concierge AI for expense management
+        if (isExpenseRelatedReport && canUserPerformWriteAction) {
+            return getRandomPlaceholder(translate);
+        }
+
         return translate('reportActionCompose.writeSomething');
-    }, [includesConcierge, translate, userBlockedFromConcierge]);
+    }, [includesConcierge, translate, userBlockedFromConcierge, isExpenseRelatedReport, canUserPerformWriteAction]);
 
     const {displayLabel: agentZeroDisplayLabel, kickoffWaitingIndicator} = useAgentZeroStatusIndicator(reportID, isConciergeChat);