diff --git a/lib/secretariat/invoice.rb b/lib/secretariat/invoice.rb
index 73c97ed..7eb28b2 100644
--- a/lib/secretariat/invoice.rb
+++ b/lib/secretariat/invoice.rb
@@ -33,6 +33,8 @@ module Secretariat
     :payment_terms_text,
     :payment_due_date,
     :payment_iban,
+    :payment_bic,
+    :payment_payee_account_name,
     :tax_category,
     :tax_percent,
     :tax_amount,
@@ -263,9 +265,15 @@ def to_xml(version: 1, validate: true)
               xml['ram'].SpecifiedTradeSettlementPaymentMeans do
                 xml['ram'].TypeCode payment_code
                 xml['ram'].Information payment_text
-                if payment_iban
+                if payment_iban || payment_payee_account_name
                   xml['ram'].PayeePartyCreditorFinancialAccount do
-                    xml['ram'].IBANID payment_iban
+                    xml['ram'].IBANID payment_iban if payment_iban
+                    xml['ram'].AccountName payment_payee_account_name if payment_payee_account_name
+                  end
+                end
+                if payment_bic
+                  xml['ram'].PayeeSpecifiedCreditorFinancialInstitution do
+                    xml['ram'].BICID payment_bic
                   end
                 end
               end
diff --git a/test/invoice_test.rb b/test/invoice_test.rb
index 91ce0eb..512e80c 100644
--- a/test/invoice_test.rb
+++ b/test/invoice_test.rb
@@ -345,6 +345,8 @@ def make_negative_de_invoice
         payment_reference: 'INV 123123123',
         payment_iban: 'DE02120300000000202051',
         payment_terms_text: "Wir zahlen die Gutschrift unmittelbar aus",
+        payment_bic: 'BYLADEM1001',
+        payment_payee_account_name: 'Depfu inc',
         tax_category: :STANDARDRATE,
         tax_amount: BigDecimal('-38'),
         basis_amount: BigDecimal('-200'),